State guide
Florida Mitigation Banks & Credits
Florida has 197 open-market mitigation banks and 7 in-lieu fee sites offering wetland and species credits, and recorded 3,780 credit sales — credit withdrawals in the federal ledger — over 2016–2025. This page mirrors the federal USACE RIBITS registry: live availability by credit class and watershed, the banks serving Florida, and how the state's permitting program relates to the federal one.
Florida ranks #1 of 50 states by credit sales recorded in the RIBITS ledger over 2016–2025 — 3,780 sales across 110 sellers. All states ranked
Figures mirrored from USACE RIBITS · synced
Florida mitigation bank map
Which of these banks can serve your site? Approved service area decides eligibility, so resolve a location before you shortlist.
Find eligible banksFlorida Wetland Mitigation Credits
90 wetland banks & sites have credits available now in Florida. Banks are sorted by available quantity. The listings below are grouped as Forested Credits, Emergent Credits, Palustrine Other Credits, Tidal Estuarine Credits and Other Wetland Credits.
Forested Credits
4 more wetland banks are sold out or closed in Florida and are not listed here.
Emergent Credits
Palustrine Other Credits
Tidal Estuarine Credits
Other Wetland Credits
Florida Species Mitigation Credits
Conservation-bank credits in Florida are issued against a specific listed species or habitat. The curated headings below make the market browsable without changing the underlying RIBITS classifications or implying that separately issued credits are interchangeable. The sections below cover Florida Panther Credits, Skink Credits and Florida Scrub-jay Credits.
Florida Panther Credits
The Florida panther inhabits forests, wetlands, and prairies of southern Florida. This large tan cat has a pale underside, rounded ears, powerful limbs, and a long tail with a dark tip.
Skink Credits
Sand skink (Plestiodon reynoldsi), selected for this grouped skink section.
Florida skink mitigation credits cover listed skinks associated with the state's central ridge scrub habitats. The selected sand skink plate identifies the grouped section; the bank listing preserves the underlying RIBITS credit classification.
Covered here: Skinks (7)
Florida Scrub-jay Credits
The Florida scrub-jay is found only in Florida's fire-maintained oak scrub. It is a medium-sized blue-gray jay with a pale throat and belly, a blue collar, and no crest.
Mitigation banks pending approval in Florida
44 mitigation banks have applied for approval to sell credits in Florida and are still under review. Pending means the reviewing agency has not approved them yet, so they cannot sell credits here today. They are listed because they are the supply that could enter this market next. No credit quantity is shown for a bank that cannot sell.
In-lieu fee programs serving Florida
An in-lieu fee program sells the same regulatory outcome as a bank for an administrative fee. Federal rule ranks bank credits first (33 CFR 332.3(b)), so programs are listed here — after the bank sections — and never inside them.
2 further approved in-lieu fee programs serve Florida but hold no credits here right now.
1 in-lieu fee program on record for Florida is withdrawn or terminated and is not listed.
Active watersheds in Florida
The HUC-6 watersheds where Florida banks hold offerings, by number of offerings.
Six Florida watersheds have an in-depth market report. Apalachicola (Atlanta, Columbus), St. Johns (Jacksonville, Orlando), Tampa Bay (Tampa, St. Petersburg), Southern Florida (Miami, Fort Lauderdale), Peace River (Punta Gorda, Lakeland) and Florida Panhandle Coastal (Pensacola, Panama City) — each with its national rank, ten-year sales and per-class credit runway.
See the watershed reportsWhat mitigation credits cost in Florida
There is no published price for a mitigation bank credit in Florida, or anywhere else. Credits change hands in private bilateral deals with no disclosure requirement, and the federal registry has no price field — so any single “average price per credit” you find has been modeled, not measured. What can be documented is individual purchases, one public record at a time. That is what we do, and for Florida the record now runs to 34 verified transactions. Published in-lieu fee rates
Florida mitigation banking regulation
Florida is one of a small number of states that runs its own wetland permitting program alongside the federal one. The Florida Department of Environmental Protection (DEP) and the five water management districts issue the state Environmental Resource Permit (ERP), and mitigation banks are permitted under Florida Statute 373.4136 and Chapter 62-342 of the Florida Administrative Code. Bank credits established after February 2004 are assessed with the Uniform Mitigation Assessment Method (UMAM) — a scoring of a site's location and landscape support, water environment, and community structure — so a Florida bank's credits are counted in UMAM functional units rather than acres. Older banks permitted before UMAM still carry credits scored under its predecessor, WRAP; both appear in the Unit column above.
A federal §404 permit from the U.S. Army Corps of Engineers Jacksonville District is still required for impacts to waters of the United States, and most Florida banks hold both a state ERP and a federal bank instrument. The credits on this page are the federal RIBITS-registered credits; a bank may also hold separately-tracked state credits.
Permits in Florida are issued by the Corps’ Jacksonville district, in the South Atlantic Division. See our division overview for new-bank approval timelines, and recent permit and bank applications.
Florida mitigation banking — common questions
How much does wetland mitigation cost in Florida?
We do not publish a price for a Florida credit, and nobody else can honestly publish one either: credits are sold in private bilateral deals with no disclosure requirement, and the federal registry has no price field. What we hold is 34 verified Florida transactions documented from public records — the counts are on this page and the records themselves are not published. What actually moves a credit's price — scarcity in the specific service area that covers your site, the credit class, the unit it is measured in and whether credits are already released — is set out on the credit-cost pillar.
Who issues wetland permits in Florida?
In Florida, wetland and stream impacts are permitted through the state program described above together with the U.S. Army Corps of Engineers Jacksonville District for federal §404 impacts. A mitigation bank's credits offset the impact once a permit requires compensation; being in the same state as a bank is not enough — the bank's approved service area must cover your site.
How many mitigation banks are in Florida?
We track 224 mitigation and conservation banks and in-lieu fee sites on record for Florida, of which 138 are approved. 197 are open-market banks and 7 are in-lieu fee sites whose credits can be bought; the rest are single-client captive banks excluded from the supply figures on this page.
Read the Florida watershed reports
Six Florida watersheds have a free market report on this site — national rank, ten-year sales and per-class credit runway. Any other US watershed can be ordered as a full analysis.
About the data on this page
Bank details, status and credit balances are mirrored from the USACE RIBITS registry, the federal public record for mitigation banks. Single-client banks are excluded from supply figures. What we call a “credit sale” is a credit withdrawal — the entry written in the federal credit ledger when credits are committed to a permit. At commercial banks a withdrawal generally represents a sale; at a single-client bank it offsets the sponsor’s own project. The figures count ledger transactions, not distinct purchases — one purchase may produce several withdrawals — and we count entries rather than credits moved, because credit classes are different units and cannot be added together. Sales are counted from the withdrawals in RIBITS’s own credit ledger over the last 10 complete years. They are counts of transactions, never sums of credits, for the same reason totals are kept per class. Each bar in a sales chart counts the credit sales recorded in that calendar year — withdrawals from the federal ledger, not quantities of credits. The final bar is the year in progress and is shown in a different color. No bars means no sales in those years.
RIBITS provides credit type and credit classification for each bank listing which we display verbatim. The topic labels and headings you see are ours — we group those names so you can more easily find what you need. For example, five banks selling the same kind of wetland credit may record their classification as “Palustrine Forested”, “PFO - Palustrine Forested”, “Forested Wetland”, “Forested Wetlands” or just “Forested”; we gather all five under one Forested label. Watershed groupings come from each bank’s service area intersected with the USGS Watershed Boundary Dataset. We group at the HUC-6 level because it is the scale at which these patterns are legible: a HUC-8 is sub-regional and usually too small, while a HUC-4 is large enough to average away the local dynamics that decide whether credits are available where you need them. Those links are refreshed monthly rather than nightly, because service areas and watershed boundaries don’t change frequently.
Comps are documented purchases, confirmed against the RIBITS ledger where the transaction can be matched.