State guide
Georgia Mitigation Banks & Credits
Georgia has 177 open-market mitigation banks and 35 in-lieu fee sites offering wetland and stream credits, and recorded 3,011 credit sales — credit withdrawals in the federal ledger — over 2016–2025. This page mirrors the federal USACE RIBITS registry: live availability by credit class and watershed, the banks serving Georgia, and how the state's permitting program relates to the federal one.
Georgia ranks #3 of 50 states by credit sales recorded in the RIBITS ledger over 2016–2025 — 3,011 sales across 92 sellers. All states ranked
Figures mirrored from USACE RIBITS · synced
Georgia mitigation bank map
Georgia Stream Mitigation Credits
30 stream banks & sites have credits available now in Georgia. Banks are sorted by available quantity. The listings below are grouped as Perennial Stream Credits and Other Stream Credits.
Perennial Stream Credits
33 more stream banks are sold out or closed in Georgia and are not listed here.
Other Stream Credits
Which of these banks can serve your site? Approved service area decides eligibility, so resolve a location before you shortlist.
Find eligible banksGeorgia Wetland Mitigation Credits
45 wetland banks & sites have credits available now in Georgia. Banks are sorted by available quantity. The listings below are grouped as Riverine/Lacustrine Fringe Credits, Slope Credits, Depressional & Flat Credits and Other Wetland Credits.
Riverine/Lacustrine Fringe Credits
21 more wetland banks are sold out or closed in Georgia and are not listed here.
Slope Credits
Depressional & Flat Credits
Other Wetland Credits
Mitigation banks pending approval in Georgia
36 mitigation banks have applied for approval to sell credits in Georgia and are still under review. Pending means the reviewing agency has not approved them yet, so they cannot sell credits here today. They are listed because they are the supply that could enter this market next. No credit quantity is shown for a bank that cannot sell.
2 further pending banks in Georgia are single-client captive banks, built for their own sponsors' projects rather than for sale, and are not listed here.
In-lieu fee programs serving Georgia
An in-lieu fee program sells the same regulatory outcome as a bank for an administrative fee. Federal rule ranks bank credits first (33 CFR 332.3(b)), so programs are listed here — after the bank sections — and never inside them.
1 further approved in-lieu fee program serves Georgia but holds no credits here right now.
Active watersheds in Georgia
The HUC-6 watersheds where Georgia banks hold offerings, by number of offerings.
Six Georgia watersheds have an in-depth market report. Apalachicola (Atlanta, Columbus), Altamaha River (Macon, Athens), Savannah River (Augusta, Savannah), Coosa-Tallapoosa (Montgomery, Rome), St. Johns (Jacksonville, Orlando) and Santee (Columbia, Charlotte) — each with its national rank, ten-year sales and per-class credit runway.
See the watershed reportsWhat mitigation credits cost in Georgia
There is no published price for a mitigation bank credit in Georgia, or anywhere else. Credits change hands in private bilateral deals with no disclosure requirement, and the federal registry has no price field — so any single “average price per credit” you find has been modeled, not measured. What can be documented is individual purchases, one public record at a time. That is what we do, and for Georgia the record now runs to 780 verified transactions. Published in-lieu fee rates
Georgia mitigation banking regulation
Georgia runs no separate state wetland- or stream-mitigation program: state law sets no mitigation requirement of its own. Compensatory mitigation is driven entirely by the federal §404 program, with permits issued by the Corps' Savannah District across most of the state and its Jacksonville District in the south-east corner, alongside a §401 water quality certification from the Georgia Environmental Protection Division.
Savannah District has sized compensatory mitigation under its own Standard Operating Procedure since March 2004, and that SOP is the method behind most of the state's credit supply. Two Georgia-specific tools sit beside it in the Unit column above: the 2018 Georgia Freshwater Wetland Hydrogeomorphic Methodology, which scores a wetland's functions against reference sites of the same type, and the 2018 Georgia Stream Quantification Tool, which does the equivalent for stream reaches. A handful of banks near the Florida line were scored under Jacksonville's UMAM instead — so which district approved a bank can change what its credits are counted in.
Savannah replaced the 2004 SOP with a revised version effective in late 2025. Existing bank credits keep the method they were scored under, so an older SOP credit and a newly approved one may not have been sized the same way, even at the same bank.
Permits in Georgia are issued by the Corps’ Jacksonville and Savannah districts, both in the South Atlantic Division. See our division overview for new-bank approval timelines, and recent permit and bank applications.
Georgia mitigation banking — common questions
How much does wetland mitigation cost in Georgia?
We do not publish a price for a Georgia credit, and nobody else can honestly publish one either: credits are sold in private bilateral deals with no disclosure requirement, and the federal registry has no price field. What we hold is 780 verified Georgia transactions documented from public records — the counts are on this page and the records themselves are not published. What actually moves a credit's price — scarcity in the specific service area that covers your site, the credit class, the unit it is measured in and whether credits are already released — is set out on the credit-cost pillar.
Who issues wetland permits in Georgia?
In Georgia, wetland and stream impacts are permitted through the U.S. Army Corps of Engineers Jacksonville, Savannah Districts. A mitigation bank's credits offset the impact once a permit requires compensation; being in the same state as a bank is not enough — the bank's approved service area must cover your site.
How many mitigation banks are in Georgia?
We track 242 mitigation and conservation banks and in-lieu fee sites on record for Georgia, of which 88 are approved. 177 are open-market banks and 35 are in-lieu fee sites whose credits can be bought; the rest are single-client captive banks excluded from the supply figures on this page.
Read the Georgia watershed reports
Six Georgia watersheds have a free market report on this site — national rank, ten-year sales and per-class credit runway. Any other US watershed can be ordered as a full analysis.
About the data on this page
Bank details, status and credit balances are mirrored from the USACE RIBITS registry, the federal public record for mitigation banks. Single-client banks are excluded from supply figures. What we call a “credit sale” is a credit withdrawal — the entry written in the federal credit ledger when credits are committed to a permit. At commercial banks a withdrawal generally represents a sale; at a single-client bank it offsets the sponsor’s own project. The figures count ledger transactions, not distinct purchases — one purchase may produce several withdrawals — and we count entries rather than credits moved, because credit classes are different units and cannot be added together. Sales are counted from the withdrawals in RIBITS’s own credit ledger over the last 10 complete years. They are counts of transactions, never sums of credits, for the same reason totals are kept per class. Each bar in a sales chart counts the credit sales recorded in that calendar year — withdrawals from the federal ledger, not quantities of credits. The final bar is the year in progress and is shown in a different color. No bars means no sales in those years.
RIBITS provides credit type and credit classification for each bank listing which we display verbatim. The topic labels and headings you see are ours — we group those names so you can more easily find what you need. For example, five banks selling the same kind of wetland credit may record their classification as “Palustrine Forested”, “PFO - Palustrine Forested”, “Forested Wetland”, “Forested Wetlands” or just “Forested”; we gather all five under one Forested label. Watershed groupings come from each bank’s service area intersected with the USGS Watershed Boundary Dataset. We group at the HUC-6 level because it is the scale at which these patterns are legible: a HUC-8 is sub-regional and usually too small, while a HUC-4 is large enough to average away the local dynamics that decide whether credits are available where you need them. Those links are refreshed monthly rather than nightly, because service areas and watershed boundaries don’t change frequently.
Comps are documented purchases, confirmed against the RIBITS ledger where the transaction can be matched.