State guide

Montana Mitigation Banks & Credits

Montana has 19 open-market mitigation banks and 14 in-lieu fee sites offering wetland and stream credits, and recorded 207 credit sales — credit withdrawals in the federal ledger — over 2016–2025. This page mirrors the federal USACE RIBITS registry: live availability by credit class and watershed, the banks serving Montana, and how the state's permitting program relates to the federal one.

Montana ranks #31 of 50 states by credit sales recorded in the RIBITS ledger over 2016–2025 — 207 sales across 15 sellers. All states ranked

Credit sales / yr2016–2025
207 total sales

Figures mirrored from USACE RIBITS · synced

open-market banks
19
in-lieu fee sites
14
see ILF programs ↓
stream banks & sites
12
see stream banks & sites ↓
wetland banks & sites
11
see wetland banks & sites ↓

Montana mitigation bank map

Montana Stream Mitigation Credits

12 stream banks & sites have credits available now in Montana. Banks are sorted by available quantity.

Each bank name opens its full record — sales history, approved service area, credit ledger and sponsor contact.
Stream mitigation bank list

12 banks with credits available

Stream mitigation bank list, 12 rows
Mitigation bankClassificationAvailableUnit5 yr. sales
MT-Upper Missouri Mitigation BankStream · MT Streams (can include riparian credits)116,340.39 — Stream · MT Streams (can include riparian credits)no unit recorded — Stream · MT Streams (can include riparian credits)sales by year — 2021: 7, 2022: 3, 2023: 3, 2024: 6, 2025: 11, 2026 (partial year, through 2026-09-10): 737 sales
MT-Middle Missouri River BankStream · MT Streams (can include riparian credits)99,747.20 — Stream · MT Streams (can include riparian credits)no unit recorded — Stream · MT Streams (can include riparian credits)sales by year — 2021: 0, 2022: 0, 2023: 0, 2024: 0, 2025: 0, 2026 (partial year, through 2026-09-10): 0no sales in window
MT-Upper Clark Fork - StreamStream · IntermittentStream · Riparian85,152.70 — Stream · Intermittent85,152.70 — Stream · RiparianRatio — Stream · IntermittentNorth Carolina Wetland Assessment Method — Stream · Ripariansales by year — 2021: 6, 2022: 0, 2023: 0, 2024: 2, 2025: 2, 2026 (partial year, through 2026-09-10): 010 sales
MT-Lower/Middle Yellowstone Umbrella Bank- Ringling Ranch Bank SiteStream · MT Streams (can include riparian credits)64,036.00 — Stream · MT Streams (can include riparian credits)no unit recorded — Stream · MT Streams (can include riparian credits)sales by year — 2021: 0, 2022: 0, 2023: 0, 2024: 0, 2025: 0, 2026 (partial year, through 2026-09-10): 0no sales in window
MT-Lower/Middle Yellowstone Umbrella-Schwarzkoph-Waage Bank SiteStream · MT Streams (can include riparian credits)34,532.79 — Stream · MT Streams (can include riparian credits)no unit recorded — Stream · MT Streams (can include riparian credits)sales by year — 2021: 0, 2022: 0, 2023: 1, 2024: 0, 2025: 2, 2026 (partial year, through 2026-09-10): 03 sales
MT-MARS - Yellowstone RO-08ILFStream · MT Streams (can include riparian credits)26,703.30 — Stream · MT Streams (can include riparian credits)no unit recorded — Stream · MT Streams (can include riparian credits)sales by year — 2021: 0, 2022: 0, 2023: 0, 2024: 1, 2025: 1, 2026 (partial year, through 2026-09-10): 02 sales
MT-Upper Yellowstone Mitigation BankStream · MT Streams (can include riparian credits)25,349.21 — Stream · MT Streams (can include riparian credits)no unit recorded — Stream · MT Streams (can include riparian credits)sales by year — 2021: 2, 2022: 3, 2023: 7, 2024: 7, 2025: 10, 2026 (partial year, through 2026-09-10): 130 sales
MT-MT West UMBI - South Fork Smith River Bank SiteStream · MT Streams (can include riparian credits)21,021.00 — Stream · MT Streams (can include riparian credits)no unit recorded — Stream · MT Streams (can include riparian credits)no sales
MT-Lower/Middle Yellowstone UMBI -Big HornStream · Stream12,752.00 — Stream · StreamMissouri Stream Method — Stream · Streamno sales
MT-MARS - SevenmileILFStream · Stream with riparian zone11,810.30 — Stream · Stream with riparian zoneno unit recorded — Stream · Stream with riparian zonesales by year — 2021: 0, 2022: 0, 2023: 0, 2024: 2, 2025: 1, 2026 (partial year, through 2026-09-10): 14 sales
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Which of these banks can serve your site? Approved service area decides eligibility, so resolve a location before you shortlist.

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Montana Wetland Mitigation Credits

11 wetland banks & sites have credits available now in Montana. Banks are sorted by available quantity.

Wetland mitigation bank list

11 banks with credits available

Wetland mitigation bank list, 11 rows
Mitigation bankClassificationAvailableUnit5 yr. sales
MT-Upper Clark Fork - WetlandWetland · Wet Meadow140.839 — Wetland · Wet MeadowRatio — Wetland · Wet Meadowsales by year — 2021: 0, 2022: 0, 2023: 0, 2024: 0, 2025: 1, 2026 (partial year, through 2026-09-10): 01 sale
MT-MT West UMBI - South Fork Smith River Bank SiteWetland · Wetlands88.64 — Wetland · WetlandsRatio — Wetland · Wetlandsno sales
MT-Lower/Middle Yellowstone UMBI - Crooked Arm CouleeWetland · Wetlands64.52 — Wetland · WetlandsRatio — Wetland · Wetlandsno sales
MT-Upper Missouri Mitigation BankWetland · Palustrine emergent (PEM), scrub-shrub (PSS) and forested (PFO) wetland51.247 — Wetland · Palustrine emergent (PEM), scrub-shrub (PSS) and forested (PFO) wetlandno unit recorded — Wetland · Palustrine emergent (PEM), scrub-shrub (PSS) and forested (PFO) wetlandsales by year — 2021: 7, 2022: 3, 2023: 3, 2024: 6, 2025: 11, 2026 (partial year, through 2026-09-10): 737 sales
MT-Lower/Middle Yellowstone UMBI -Big HornWetland · Wetlands9.91 — Wetland · WetlandsRatio — Wetland · Wetlandsno sales
MT - Thompson BankWetland · Wetlands7.00 — Wetland · WetlandsRatio — Wetland · Wetlandsno sales
MT-Middle Missouri River BankWetland · Palustrine Emergent Wetland, persistent & seasonally flooded3.367 — Wetland · Palustrine Emergent Wetland, persistent & seasonally floodedno unit recorded — Wetland · Palustrine Emergent Wetland, persistent & seasonally floodedsales by year — 2021: 0, 2022: 0, 2023: 0, 2024: 0, 2025: 0, 2026 (partial year, through 2026-09-10): 0no sales in window
MT - MTDOT Johnson SiteWetland · Wetlands3.14 — Wetland · WetlandsRatio — Wetland · Wetlandsno sales
MT-MARS - SevenmileILFWetland · Palustrine Emergent/Palustrine Scrub/Shrub0.826 — Wetland · Palustrine Emergent/Palustrine Scrub/Shrubno unit recorded — Wetland · Palustrine Emergent/Palustrine Scrub/Shrubsales by year — 2021: 0, 2022: 0, 2023: 0, 2024: 2, 2025: 1, 2026 (partial year, through 2026-09-10): 14 sales
MT-MARS - Yellowstone RO-08ILFWetland · Palustrine Emergent Wetland (PEMA/C)0.68 — Wetland · Palustrine Emergent Wetland (PEMA/C)no unit recorded — Wetland · Palustrine Emergent Wetland (PEMA/C)sales by year — 2021: 0, 2022: 0, 2023: 0, 2024: 1, 2025: 1, 2026 (partial year, through 2026-09-10): 02 sales

Mitigation banks pending approval in Montana

3 mitigation banks have applied for approval to sell credits in Montana and are still under review. Pending means the reviewing agency has not approved them yet, so they cannot sell credits here today. They are listed because they are the supply that could enter this market next. No credit quantity is shown for a bank that cannot sell.

Pending · cannot sell credits yet

3 banks under review

Alphabetical
3 banks under review, 3 rows
Mitigation bankCountyOperatorUSACE district
MT- DU UMBI Schurr Site (Pending)CountyPhillipsOperatornot trackedUSACE districtOmaha
MT- Indreland Audubon Wetland Preserve (Pending)CountyGallatinOperatorNational Audubon SocietyUSACE districtOmaha
MT-MT West, MusselshellCountyGolden ValleyOperatornot trackedUSACE districtOmaha

In-lieu fee programs serving Montana

An in-lieu fee program sells the same regulatory outcome as a bank for an administrative fee. Federal rule ranks bank credits first (33 CFR 332.3(b)), so programs are listed here — after the bank sections — and never inside them.

In-lieu fee supply · approved programs

1 active program

1 active program, 1 row
In-lieu fee programClassificationAvailableUnit5 yr. sales
MT-Montana Freshwater Partners (MARS) ILFStreamWetland40,495.94 — Stream1.506 — Wetlandcredits — Streamcredits — Wetlandsales by year — 2021: 0, 2022: 0, 2023: 1, 2024: 4, 2025: 2, 2026 (partial year, through 2026-09-10): 29 sales

1 further approved in-lieu fee program serves Montana but holds no credits here right now.

Active watersheds in Montana

The HUC-6 watersheds where Montana banks hold offerings, by number of offerings.

Ranked by credit sales

19 watersheds
Ranked by credit sales, 19 rows
#WatershedSales to hereSales from hereBanks serving
Rank1Missouri Headwaters Watershed100200Sales to here219Sales from here80Banks serving9
Rank2Upper Yellowstone Watershed100700Sales to here219Sales from here43Banks serving8
Rank3Upper Snake Watershed170402Sales to here162Sales from here6Banks serving3
Rank4Upper Missouri Watershed100301Sales to here145Sales from here0Banks serving7
Rank5Big Horn Watershed100800Sales to here139Sales from here0Banks serving5
Rank6Pend Oreille Watershed170102Sales to here135Sales from here55Banks serving8
Rank7Tongue Watershed100901Sales to here98Sales from here0Banks serving5
Rank8Powder Watershed100902Sales to here98Sales from here0Banks serving5
Rank9Salmon Watershed170602Sales to here90Sales from here4Banks serving5
Rank10Little Missouri Watershed101102Sales to here78Sales from here0Banks serving4
Rank11Lower Yellowstone Watershed101000Sales to here67Sales from here22Banks serving7
Rank12Musselshell Watershed100402Sales to here65Sales from here0Banks serving6
Rank13Clearwater Watershed170603Sales to here49Sales from here0Banks serving4
Rank14Kootenai Watershed170101Sales to here35Sales from here0Banks serving3
Rank15Spokane Watershed170103Sales to here35Sales from here0Banks serving4
Rank16Fort Peck Lake Watershed100401Sales to here24Sales from here2Banks serving6
Rank17Missouri-Poplar Watershed100600Sales to here4Sales from here0Banks serving3
Rank18Marias Watershed100302Sales to here2Sales from here0Banks serving2
Rank19Milk Watershed100500Sales to here2Sales from here0Banks serving1

What mitigation credits cost in Montana

There is no published price for a mitigation bank credit in Montana, or anywhere else. Credits change hands in private bilateral deals with no disclosure requirement, and the federal registry has no price field — so any single “average price per credit” you find has been modeled, not measured. What can be documented is individual purchases, one public record at a time. That is what we do, state by state; Montana is not one we hold a verified transaction for yet. Published in-lieu fee rates

verified transactions on file
0

Montana mitigation banking regulation

Permits in Montana are issued by the Corps’ Omaha district, in the Northwestern Division. See our division overview for new-bank approval timelines, and recent permit and bank applications.

Montana mitigation banking — common questions

How much does wetland mitigation cost in Montana?

We do not publish a price for a Montana credit, and nobody else can honestly publish one either: credits are sold in private bilateral deals with no disclosure requirement, and the federal registry has no price field. What we hold is no verified Montana transaction on record yet — the counts are on this page and the records themselves are not published. What actually moves a credit's price — scarcity in the specific service area that covers your site, the credit class, the unit it is measured in and whether credits are already released — is set out on the credit-cost pillar.

Who issues wetland permits in Montana?

In Montana, wetland and stream impacts are permitted through the U.S. Army Corps of Engineers Omaha District. A mitigation bank's credits offset the impact once a permit requires compensation; being in the same state as a bank is not enough — the bank's approved service area must cover your site.

How many mitigation banks are in Montana?

We track 34 mitigation and conservation banks and in-lieu fee sites on record for Montana, of which 24 are approved. 19 are open-market banks and 14 are in-lieu fee sites whose credits can be bought; the rest are single-client captive banks excluded from the supply figures on this page.

Get a market analysis for any Montana watershed

No Montana watershed has a free market report on this site yet. A full analysis — supply bank by bank, sales pace, runway by credit class and pending entrants — can be ordered for any US watershed.

About the data on this page

Bank details, status and credit balances are mirrored from the USACE RIBITS registry, the federal public record for mitigation banks. Single-client banks are excluded from supply figures. What we call a “credit sale” is a credit withdrawal — the entry written in the federal credit ledger when credits are committed to a permit. At commercial banks a withdrawal generally represents a sale; at a single-client bank it offsets the sponsor’s own project. The figures count ledger transactions, not distinct purchases — one purchase may produce several withdrawals — and we count entries rather than credits moved, because credit classes are different units and cannot be added together. Sales are counted from the withdrawals in RIBITS’s own credit ledger over the last 10 complete years. They are counts of transactions, never sums of credits, for the same reason totals are kept per class. Each bar in a sales chart counts the credit sales recorded in that calendar year — withdrawals from the federal ledger, not quantities of credits. The final bar is the year in progress and is shown in a different color. No bars means no sales in those years.

RIBITS provides credit type and credit classification for each bank listing which we display verbatim. The topic labels and headings you see are ours — we group those names so you can more easily find what you need. For example, five banks selling the same kind of wetland credit may record their classification as “Palustrine Forested”, “PFO - Palustrine Forested”, “Forested Wetland”, “Forested Wetlands” or just “Forested”; we gather all five under one Forested label. Watershed groupings come from each bank’s service area intersected with the USGS Watershed Boundary Dataset. We group at the HUC-6 level because it is the scale at which these patterns are legible: a HUC-8 is sub-regional and usually too small, while a HUC-4 is large enough to average away the local dynamics that decide whether credits are available where you need them. Those links are refreshed monthly rather than nightly, because service areas and watershed boundaries don’t change frequently.

Comps are documented purchases, confirmed against the RIBITS ledger where the transaction can be matched.

How these figures are builtReport an issue